Ratings are more than compliance - they are the backbone of modern credit business.
Origination & Pricing
Use transparent risk metrics to unlock more credit and price facilities accurately.
Portfolio Confidence
Strengthen governance, capital adequacy, and investor reporting.
Market Access
Give SMEs and mid-sized businesses access to funding through credible, recognisable benchmarks.
Transferable Benchmarking
Trusted, transferable benchmarks recognised across lenders, investors, and regulators.
Transparent, well-documented ratings.
Our methodologies combine country, sector, financial, and qualitative drivers with full transparency:
- Model documentation
- Scoring visibility
- Sensitivity tests
- What-if scenarios
Cyte ratings are built to be:
- Comparable to external indicators
- Aligned to point-in-time and master rating scales
- ECAI-aligned for governance and model-risk mapping
Integrated ratings.
- All Cyte ratings are generated inside the Cyte Platform.
- They are embedded within the assessment process and flow directly into:
Origination → Assessment → Pricing → Monitoring → Reporting & Compliance
A trusted ratings authority.
- Authority - globally benchmarked, regulator-ready methodologies.
- Transferability - trusted, transferable benchmarks recognised across institutions.
- Dual PDs - PIT + TTC for short- and long-term risk views.
- Depth - ratings flow directly into pricing, IFRS 9/13/16, Basel, and monitoring.
- Integration - unified client and portfolio view in a single system.
- AI-augmented - faster insights with Cyte’s AI assistant and data capture engines.
Standalone ratings (coming soon).
We are building a public-access ratings service that will allow organisations to:
- Purchase their own rating,
- Purchase ratings of others, or
- Access ratings via API or subscription.
This feature is in development and not yet available.
Get rated with Cyte.
Unlock opportunity, improve pricing, and make better decisions - with trusted, transferable benchmarks.
- Seven sector-specific models.
- Dual PDs + advanced LGD analytics.
- Delivered inside the Cyte Platform.